Preferred Lender
Financing Made Simple with Brewer Mortgages
Meet Chloe Joines Brewer, Murraylane North's preferred loan officer at Brewer Mortgages. Chloe and her team will guide you from pre-qualification to closing day — and help you take advantage of exclusive savings on your new home.
Chloe Joines Brewer · Loan Officer · NMLS #2048979 · 191 H NC Hwy 42 N, Asheboro, NC 27203
Ways to Save
Ease Into Your Mortgage Payments
Finance your Murraylane North home with Chloe at Brewer Mortgages and receive a 2/1 buydown lender credit. Available to qualified borrowers who finance with Chloe before January 1, 2027.
How a 2/1 Buydown Works
- Year 1Rate 2% below your note rate
- Year 2Rate 1% below your note rate
- Year 3+Your full fixed note rate
What Could This Do for Your Monthly Payment?
Sample payment on a $280,000 loan.
| Monthly | Year 15.5% | Year 26.5% | Years 3–307.5% |
|---|---|---|---|
| Principal & interest | $1,589.81 | $1,769.79 | $1,957.80 |
| Taxes | $275.00 | $275.00 | $275.00 |
| Insurance | $125.00 | $125.00 | $125.00 |
| Mortgage insurance | $154.00 | $154.00 | $154.00 |
| Total payment | $2,143.81 | $2,323.79 | $2,511.80 |
Illustration only. Your rate and payment depend on your loan and qualification. Let's run your numbers — call Chloe at 336.964.4983.
Your Path to Homeownership
Loan Programs to Get You Home
Download the Brewer Mortgages homebuyer guide for the step-by-step loan process, mortgage do's and don'ts, and full program details. Ask Chloe which program fits you best.
Conventional
- 3% down payment minimum (eligibility requirements)
- Financed & split-premium MI allowed
FHA
- As low as 3.5% down payment
- Flexible credit review
- Up to 6% seller contribution allowed
VA
- As low as 0% down payment
- No monthly mortgage insurance
- Financed VA funding fee
USDA
- As low as 0% down payment
- Income & property must qualify
HomePossible | HomeReady
- As low as 3% down payment
- No first-time homebuyer restrictions
Jumbo
- Competitive rates
- LTV up to 90%
Offer must be redeemed by 01/01/2027. A 2-1 buydown is a temporary payment reduction and does not permanently reduce the interest rate. Borrower must qualify at the full note rate. Sample payment is based on the reduced rate during years 1 and 2 and the full note rate thereafter, and is for illustration only; taxes, insurance and mortgage insurance are estimates. Terms, conditions and eligibility restrictions apply. Not a commitment to lend; not all borrowers will qualify. Loan product availability is subject to loan amount and qualification of borrower. Rates, terms and program availability are subject to change without notice. Chloe Joines Brewer, Loan Officer NMLS #2048979, 191 H NC Hwy 42 N, Asheboro, NC 27203. Brewer Mortgages. Wolfe Financial, Inc. DBA Integrity Mortgage Group NMLS #69371. www.nmlsconsumeraccess.org. Equal Housing Lender.